FAQs
What is defeasance?
Defeasance is the process of releasing a property from its mortgage lien by replacing the real estate collateral with a portfolio of U.S. government securities. The securities are structured so their payments cover all future loan obligations, allowing the borrower to sell or refinance while the loan itself remains in place.
Yield maintenance vs. defeasance—what's the difference?
Estimate the cost of defeasing your loan, including the replacement collateral portfolio and standard third-party fees. Get a clear financial picture in seconds.
- Real-time pricing based on Treasury yields
- Fast, simple inputs
- Scenario planning with different yield curve assumptions
How do I know if my loan requires defeasance or yield maintenance?
Estimate the cost of defeasing your loan, including the replacement collateral portfolio and standard third-party fees. Get a clear financial picture in seconds.
- Real-time pricing based on Treasury yields
- Fast, simple inputs
- Scenario planning with different yield curve assumptions
How long does the process take?
Estimate the cost of defeasing your loan, including the replacement collateral portfolio and standard third-party fees. Get a clear financial picture in seconds.
- Real-time pricing based on Treasury yields
- Fast, simple inputs
- Scenario planning with different yield curve assumptions
What does it cost?
Estimate the cost of defeasing your loan, including the replacement collateral portfolio and standard third-party fees. Get a clear financial picture in seconds.
- Real-time pricing based on Treasury yields
- Fast, simple inputs
- Scenario planning with different yield curve assumptions
Estimate Your Prepayment Costs
Get a preliminary quote in seconds using current Treasury rates.